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A step-by-step explanation on sending money/remittance via Virtual Account.
Select「Virtual Account」as the "Mode of Payment".
Then complete the procedure for making and sending your remittance.
Reminder : Review the transaction
Check the beneficiary, transaction type, purpose, exchange rate, amount to send, service fee, Total Amount, and amount to receive. The Total Amount is the exact amount that must be paid. If everything is correct, tap「Submit」.
After creating the transaction, check the GMO Virtual Account details displayed in the app. A unique virtual bank account is assigned to the transaction.
The screen image will provide the following details accordingly :
Bank
Bank Code
Branch
Branch Code
Account Type
Account No.
Account Name
Open your bank’s transfer service.
Using your Japanese bank’s ATM, mobile banking app, or online banking service, select the option to make a bank transfer (振込 / Furikomi).
Enter the assigned Virtual Account.
Enter the GMO Virtual Account bank details shown in the PhilMoney App. Carefully check the bank/account information before proceeding.
Enter the exact payment amount.
Transfer the exact Total Amount shown for that PhilMoney transaction. A different amount may require additional verification or manual review and could delay processing.
Review and complete the bank transfer.
Confirm the recipient account details and transfer amount, then complete the transfer. Any transfer fee charged by the customer's bank is the customer's responsibility.
Payment confirmation.
Once the payment is received and confirmed, the app will match the payment with the corresponding remittance transaction and proceed with processing.
For Virtual Account FAQ's
Important : Do not reuse the GMO Virtual Account details from a previous transaction unless PhilMoney specifically instructs you to do so. Always use the account details provided for the current transaction.