MOde of Remittance Payment

How It Works :

• Ensure you have the exact or sufficient amount for payment.

• Our staff will verify the payment for confirmation.

• Any necessary change will be returned immediately.

Important Notes :

• We accept local currency only.

• Large-denomination bills may require additional verification.

• Please count your change before leaving the counter to ensure accuracy.

For a seamless experience, we recommend keeping small bills handy for faster transactions. If you require assistance, our team is always ready to help.

For KABAYAN International Ltd. to process a remittance, the amount must first be transferred and confirmed in our company's account.

KABAYAN International Ltd. Bank Details :

Bank : Mizuho Bank Ltd.

• Account No. 1476469

• Kanda Branch 神田支店

• Account Type : Ordinary 普通預金 

• (Branch Code/支店コード : 108 (For customers who transfer money or remittances using mobile phone apps, PCs, or online banking.))

Important Notes :

• Ensure all details are correct to avoid delays in processing.

• Transfers may take up a few seconds or minutes to reflect, depending on your bank and transfer day.

• Any applicable bank fees are the responsibility of the sender.

• We will notify you once payment has been received.

For assistance, feel free to contact our support team, and we’ll be happy to guide you through the process.

How It Works :

1. Create your remittance transaction through the PhilMoney App.

2. Select GMO Virtual Account as your payment method.

3. A unique virtual bank account number will be generated for your transaction.

4. Transfer the exact payment amount from your bank account, ATM, or internet banking service.

5. Once payment is received and verified, your remittance transaction will be processed automatically.

Advantages :

• Unique account number for each transaction

• Automatic payment matching

• Faster payment verification

• Available through most Japanese banks

• Convenient online and ATM bank transfers

Important Reminders :

• Customers must transfer the exact amount shown in the transaction details.

• Always check the GMO Virtual Account details carefully before making your transfer.

• Do not reuse virtual account details from a previous transaction unless instructed by PhilMoney.

• If the amount paid does not match your transaction amount, your payment may require additional verification or manual review, which may cause a delay.

• Please make sure your PhilMoney transaction information is correct before completing the payment.

• Any bank transfer fees charged by your bank, if applicable, are the responsibility of the customer.

Note :

1. For remittance cash payments, up to ¥100,000 per transaction is accepted.

2. If a remittance cash payment is over ¥100,000, the use of a cash card is required.

3. The use of cash card may be required depending on the time and day of Pay-easy usage. Kindly check the bank’s ATM schedule for details.

Key Benefits :

✅ Fast & Secure : Payments are processed instantly through authorized financial institutions.

✅ Multiple Payment Channels : Available via ATMs, online banking, and mobile banking.

✅ No Registration Required : Simply enter the provided payment details from the App to complete the transaction.

Reminders :

• PhilMoney app users can send a remittance to our account.

• Please be advised that when remitting money, the account holder and the remitter's name must match. Otherwise, the transaction will not be processed, and the amount will be returned to the remitter's account.

• Please avoid using someone else's bank account to send a remittance. Money transfers are intended solely for sending the account holder's own funds. Please confirm that the transaction involves the remittance of your own funds.

• Remittances are NOT money-sending transactions provided by a bank, etc. Any excess amount from processed transactions will be transferred back to the remitter's bank account, with the bank transfer fee deducted from the principal amount being returned.

How To Pay :

1. Create a remittance transaction through the PhilMoney App or Website.

2. Select Convenience Store Payment (LOPPI) as your payment method.

3. A Payment Number and Payment Deadline will be generated.

4. Visit any Lawson, Natural Lawson, or MINISTOP store.

5. Use the LOPPI terminal and enter the required payment information.

6. Print the payment slip and present it to the cashier.

7. Pay the exact amount in cash.

8. Keep your receipt until your remittance transaction has been successfully completed.

Important Information :

• Payments must be completed before the indicated payment deadline.

• Expired payment numbers cannot be used and a new transaction must be created.

• Payment confirmation may take several minutes after payment is completed.

• The remittance transaction will only be processed after payment verification by PhilMoney.

• Customers must pay the exact amount shown on the payment slip.

• Convenience store staff cannot modify payment information or transaction amounts.

Service Availability

LOPPI payment services are subject to :

• Store operating hours;

• System maintenance;

• Network availability;

• Payment service provider availability.

For assistance with our mode of payments, please contact the PhilMoney Customer Support Team.